Pro

1. Convenience: The MyState Bank app allows users to manage their finances on-the-go, offering quick access to account balances, transaction history, and funds transfer capabilities, streamlining banking tasks with just a few taps on a smartphone.

2. Security: Enhanced security features, such as biometric login options and real-time transaction alerts, provide users with peace of mind, ensuring that their financial information remains protected against unauthorized access.

3. Easy payments: Users can efficiently pay bills, set up recurring payments, and transfer money with PayID or BSB and account numbers. The app's intuitive interface simplifies payment processes, saving time and reducing the likelihood of errors during transactions.

Con

1. Limited Features: The MyState Bank application might lack certain advanced features and functionalities that are available in larger, more established banking apps, potentially affecting user experience and convenience.

2. Occasional Glitches: Users may experience technical issues or glitches within the app such as slow transaction processing or difficulties logging in, causing inconvenience and frustration.

3. Restricted Customer Support: The app may offer limited in-app customer support options, making it challenging for users to get immediate assistance for complex issues, compared to the support provided by larger banks.